PERSONAL LOAN: it's your car from day one.
Take a 3, 5 or 7 year loan sell car anytime to repay it.
Loan payments are not tied to your car, so you can sell anytime.
Loan is better if you want to buy it and/ or specify many options.
PERSONAL LEASE: "hire" for 2 or 3 years.
Personal Payments are usually lower than a Loan or HP.
Simply pay a monthly rental, no depreciation, no tax disc cost!
Leasing better if you dont want to sell it later specify few options.